We power better loan products for small business

We are a team of risk, technology and data science professionals, constantly experimenting with new ways of confidently and profitably extending credit to small businesses.

Our mission

A sustainable and reliable credit market for small businesses

We built the Abel platform to launch and sustain a new, diverse generation of lenders, equipped with the tools they need to profitably serve small businesses in all conditions.

Learn more about our mission
The problem

Lending to SMEs is complex; it demands it's own approach

Today, many lenders start with technology ported from consumer or corporate lines. But the diversity, volatility and economics of the SME segment frustrates efforts to run profitable SME franchises on existing technology stacks.

The result is frequent manual interventions, high impairments, driving low margins and low appetite from lenders. In turn, this leaves SMEs with an expensive and inaccessible product, compromising growth.

Our solution

Purpose built technology for profitable SME lending

We combine data and risk science within a single, end-to-end lending platform, enabling lenders to build competitive and profitable lending businesses that capitalise on unique credit opportunities and exhibit high efficiency and automation.

Meet the team behind Abel

Profile image of David Khan, Head of Risk

David Khan

Co-founder, Risk

>20 years in financial services in risk and operational roles from FTSE 100 to start ups. Ex- FIBR CRO focused on next generation risk decisioning.

Profile image of Catherine Rybinska, Head of Engineering

Catherine Rybinska

Co-founder, Technology

Ex-CERN physicist and software engineer with Fintech experience at Tuxedo Money and FIBR, AWS certified security specialist/ systems architect.

Tom Hollis

Co-founder, Product

Product designer with experience in API-first fintech start-ups. Previously financial services specialist at Deloitte Digital and Accenture.

Profile image of James Dickerson, Financial Director

James Dickerson

Co-founder, Commercial

Experienced sales leader in regulated financial companies and products. Private Equity partner at Tupelo and previously at Motive Partners.


Shape the future of small business lending with us

We’re seeking engineers, data scientists and risk professionals to harness new ways of managing risk to confidently extend credit to the small businesses driving our economic growth.

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